230 Amy Trail, Spring City, TN

3 Beds,   3  Baths,   3569  sqft     For Sale By Owner    Asking: $545,000

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Specification
Bedrooms: 3
Bathrooms: 3
Square Feet: 3569
Lot Size:
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Description

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230 Amy Trail, Spring City, TN 37381

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** RENT-TO-OWN ** or PURCHASE NOW

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This 3,569 sqft, two story home has 3 bedrooms, 2 full baths and 2 half baths.

Sits on a large, gently sloping 1.9 acres on year round water.

Big, covered dock has large boat slip with lift/hoist.

This log home was constructed in 1993 to modern codes, but feels as "Rustic" as it gets.

Interior is all wood construction. No drywall in this cabin at all.

The large garage has 2 bay doors on the front and 1 bay door on the back.

You will love the peace and quiet of this quaint neighborhood.

Amenities include:

Two large covered porches for relaxing or entertaining.

Gorgeous lot overlooking Watts Bar Lake.

Hardwood and tile flooring throughout the house with carpet in the bedrooms.

New stainless appliances, granite countertops, and custom lighting.

Large dining room and breakfast nook,

Living room has wood burning fireplace and large loft area.

Master bedroom has walkout balcony.

Master bath has jetted tub.

Private boat dock is covered and large enough for rocking chairs and relaxing.

Parking for an RV with electric and water hookups.

City water.

Septic tank.

Main Level:

2 Bedrooms,

Full bath and a half bath,

Kitchen,

Living room with fireplace,

Breakfast room,

Dining room,

Utility room,

Screened in porch,

Large 936 sqft garage

Upstairs:

Master suite,

Full bath,

Balcony off of master bedroom.

Game room over garage.

Half bath over garage.

NO Homeowner's Association Fees

2 miles to Sand Island (via boat)

15 miles to Rockwood

25 miles to Dayton

19 miles to Watts Bar Nuclear Plant

49 miles to Knoxville

55 miles to Chattanooga

Available immediately, this is a "Must See"!!! You will not be disappointed!!!

Also available as RENT-TO-OWN.

My program is for those who want to purchase a home, but are currently unable to qualify for a mortgage loan. Many times, the issues that prevent you from qualifying for a mortgage can be resolved within 12 to 16 months.

Benefits of this program include:

All of the Down Payment (i.e. Earnest Money) is applied to the purchase price.

Each month, just like a mortgage payment is split into Principle and Interest, a portion of your rent will be applied to the purchase price. So, it is as if you have already started your mortgage payments.

Finally, you end up a home owner with improved credit and a 30 year fixed rate mortgage loan.

Minimum requirements:

1) Credit Score: 600 or higher

2) Work History: held the same job (or in same line of work) for at least 1 year

3) Bankruptcy History: not filed bankruptcy within the last 3 years

4) Foreclosure History: not had a property foreclosed within the last 6 years

5) Debt-to-Income Ratio: less than 40% including this house payment.

** Debt-to-Income Ratio = (All LOAN Payments / GROSS Monthly Income)

** Debt-to-Income Ratio does NOT include phone bills, electric bills, etc. Only LOAN payments.

-- **. -- 443. -- and. -- 9230.

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230 Amy Trail, Spring City, TN 37381

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Property Features

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Community Features

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Nearby Schools
School Name Distance Type Grades Enrollment S/T Ratio
Spring City Elementary7.1mPublic PK-05 666 13.9
Spring City Middle School7.6mPublic 06-08 342 13.7
Ridge View Elementary9.9mPublic KG-05 669 14.2
Demographics
Rhea County Tennessee
Population and Land
Population 31,809 6,346,105
Land Area in Square Miles 315.38 41,234.90
Persons Per Square Mile 100.9 153.9
Education
College Graduate or Higher 11.7% 24.4%
High Schoolor Or Higher 76.8% 84.9%
Housing and Homeownerhsip
Homeownership Rate 69.3% 67.1%
Median Value of Housing Units $102,100 $139,900
Persons per Household 2.55 2.53
Median Household Income $37,512 $44,621